Location: ROI
+353 818 000 092
If you’ve discussed your needs with us and are ready to apply, we look forward to receiving your application. Our form takes roughly 10-15 minutes to complete.
Don’t forget to keep to hand the following information:
Visit our FAQs below if you’re unsure what you need to apply.
If you are completely new to NextGear Capital, we would recommend you get in touch for a chat.
Many dealers find it helpful to discuss their options with us before starting the application
We’re not FCA-regulated. We fund used cars and vehicles directly, which means we’ll fund the stock you source for your forecourt, but we’ll never lend you money. Therefore, FCA regulation does not apply to our products.
That said, we operate fully in the spirit of FCA principles, offering transparent, flexible and compliant funding solutions that support dealers in managing their stock. Our model also gives you the freedom to source vehicles from a wide range of places, including auctions, trade and other suppliers.
Our stocking plans are available to used car and LCV dealers in the UK and Ireland who meet the following criteria:
If you have any questions about eligibility, please call our Customer Service team on 0343 50 60 600 and the team will explain the criteria in more detail.
Once you submit the application form we will be in touch.
Approval times vary based on the complexity of your application and the credit limit requested. In some cases, decisions can be made within 48 hours. However every application is unique, and our team will keep you informed as yours moves through each stage of the process.
