What we do

NextGear Capital offers a flexible stock funding solution for both independent and franchised dealers

You have the option to buy via auction, wholesale, trade, part-exchange or private purchases

Existing stock can be funded too, our range of Stocking Plans means you can source the stock you want, from wherever you want.

As the largest wholesale stock-funding provider in the UK and ROI, our experienced team are here to help your dealership thrive. With cashflow freed up across your business, you have more flexibility to grow the way you want to.

Secure your stock in seconds

Flexible funding up to €90,000 on a single vehicle

100% of trade value/hammer price funded*

Our stocking plans

Whether you’re an independent or franchised dealer, we can support you with a flexible stocking plan.

  • Independent or franchised dealers: Source stock up to the value of €90,000 for up to 150 days, depending on your plan
  • Stocking Plus: An add-on to your existing stocking plan, enabling you to fund staff, courtesy cars and demonstrator vehicles

Why partner with us

  • We work with over two thirds of auction and wholesale sources across the UK
  • Our dealers often increase their profitability by more than 20%

What is a stocking plan?

For used vehicle dealers, stocking plans are a smart way to buy the stock you want. Instead of buying as and when your funds allow, our range of stocking plans allow you to fill up your forecourt with more flexibility.

It’s all about freeing up cash so you can stock more of what you know will sell, improving your profitability as a result. You’re the experts; we’ll fund the stock you choose, and you do the rest.

What is wholesale funding?

Designed for used vehicle dealers, wholesale funding allows you to source all the cars, motorbikes and LCVs you need to fill your forecourt. Rather than applying for funding for the vehicles of your choice one by one, our wholesale stocking plans give you control over the units you sell.

What can be funded?

  • 100% of hammer price*
  • Auction and delivery fees
  • 100% of trade value
  • VAT on LCVs
  • Demonstrator, staff and courtesy vehicles

Hear more from our customers

The team are very transparent, and are always available when I need assistance.

2023, Staffordshire

NextGear Capital helped me grow at a pace I wouldn’t have been able to achieve using my own funds alone.

2018, County Durham

I’m impressed by the quality of service from NextGear Capital, and the value they provide my business.

2022, County Wicklow

The easiest and most efficient system to work with: staff are amazing and helpful, and the whole approach is dealer-focused.

2014, Bristol

NextGear Capital has significantly improved the quality of stock on our forecourt, allowing us to purchase from multiple auctions and increase company profits.

2022, Sheffield

Getting started

We’ve made our stocking plans as simple as possible. Contact our friendly team so you can apply for your stocking plan:

01

Source your vehicles from anywhere

02

Load the vehicles to your plan for 100% funding

03

Make interim payments to support cashflow

04

Settle up once you’ve sold the vehicles, or when the plan ends

NextGear logo, background image